True fact

Mr.X is in need of abt Rs.3L and asks for a loan in a leadin bank organization whose name is most prone thro fwd mails.Mr.X also applies loan for d same n d bank assures to give him within a months time. But Mr.X doesnt receive the amt n about 3 months comes to an end, hence he sends a letter n cancels d loan amt stating d reason as "since loan amt dint reach me at the appropriate time i wish to cancel it"... D bank off accepts d letter sayin tht he wld cancel d loanamt...
But Mr.X receives a detailed stmt for d loanamt i.e monthly EMI stmts without recievin d loan amt itself.. so Mr.X calls d customer care n he was informed tht d chq was sent n no stmt for cancellation was recieved...
After a great struggle, n after enterin d bank n after wasting hours together/exactly 2 days... Mr.X comes to know abt d exact situation...

The Bank officials did not cancel d loan since d reason for cancellation was specified as "loan amt dint reach @ d appropriate time".. and d bank has got d cheque[with postin addrs for Mr.X] frm d courier office since Mr.X has given d letter n in case if he recieves d courier it wld create a bad situation... finally after raisin voice with bank officials, dey admit everythin n also showed d cheque n finally after d same raisin of voice in dere public bank dey accept to cancel it... Mr.X waits for abt 3 hrs.. n d bank officials show him an printout of a email wherein it involved abt 12 hieararchical officials names for approving d cancellation n dey are gonna fax d same to d head quraters, stating some other reason for cancellation since it was serious issue n d entire involved people ll loose dere jobs !

Banks mistake
# Delay in gettin d loan amt
# shd not hav accepted d letter for cancellation [bank wld hav stated tht dese stmt as reason ll create prob hence mention it as some other reason n wld hav avoided unnecessary trouble for d public]
# Receiving d courier[containin d cheque]- greatest crime

D other pity ful situation is tht d monthly EMIs r thro ECS n nobody cld stop d EMI frm d bank unless n until dere is no money in d paritcular account @ tht moment. Dis entire situtaion happened on friday n ECS for d first month is on monday... d bank tht finally sent d req for cancellin d loan say... " it ll take abt 5 days to cancel d amt hence plz try to stop d ECS or keep NO MONEY in bank... ! "

Since Mr.X was atleast able to reach people fast thro his tactics of raisin d voice.. d soln has come in 2days...
wat abt people who r not so... ?

Makkalae bware of al dese...